Hoskin Mortgages

Getting a Mortgage from April 26th 2014

[et_pb_section bb_built=”1″][et_pb_row][et_pb_column type=”4_4″][et_pb_text] Getting a Mortgage After The new Mortgage Market Review April 26th 2014 ·         What you need to know when you get a new mortgage or ·         change your existing mortgage. ·         New mortgage rules that will affect you New mortgage rules that will affect you In the past, some people were allowed […]

Borrowers may have to wait weeks for branch adviser meetings

[et_pb_section bb_built=”1″][et_pb_row][et_pb_column type=”4_4″][et_pb_text] Borrowers may have to wait weeks for branch adviser meetings Borrowers could be forced to wait weeks for an appointment with lenders’ mortgage advisers after the Mortgage Market Review as firms race to get qualified staff in place. Last week, a business development manager at one of the UK’s biggest lenders warned […]

Why use a mortgage broker?

[et_pb_section bb_built=”1″][et_pb_row][et_pb_column type=”4_4″][et_pb_text] Why use a mortgage broker? What does a Mortgage Broker do that you can’t? And why should we pay for their services, when there are loads of other costs when we move home or re-mortgage? But however tempting it is to cut out the middleman when searching for a new mortgage, you should […]

Nearly two-fifths of British house hunters fear mortgage rejection

[et_pb_section bb_built=”1″][et_pb_row][et_pb_column type=”4_4″][et_pb_text] Nearly two-fifths of British house hunters fear mortgage rejection Nearly two-fifths (38 per cent) of house hunters are concerned they will be rejected for a mortgage, according to new research by TSB. The survey of 2,014 people showed younger buyers – those under the age of 35 – are particularly concerned about […]

MPC votes to hold base rate and QE

[et_pb_section bb_built=”1″][et_pb_row][et_pb_column type=”4_4″][et_pb_text] MPC votes to hold base rate and QE The Bank of England’s Monetary Policy Committee has once again voted to keep base rate at 0.5 per cent and its programme of quantitative easing at £375bn. The decision was widely expected as BoE governor Mark Carney has said base rate will not rise […]

Borrowers fear interest rate hike above anything else in 2014

[et_pb_section bb_built=”1″][et_pb_row][et_pb_column type=”4_4″][et_pb_text] Borrowers fear interest rate hike above anything else in 2014 More than one in four borrowers say their biggest concern for the housing market in 2014 is the threat of rising interest rates, according to the Building Societies Association.

Highest Mortgage approvals for almost six years

[et_pb_section bb_built=”1″][et_pb_row][et_pb_column type=”4_4″][et_pb_text] November sees highest volume of approvals for almost six years The volume of home loan approvals in November reached 71,920 – the first time the monthly figure has exceeded the 70,000 mark since January 2008, according to surveying giants e.surv. The figure represents a six per cent increase on October and a […]

Investing risk for return

[et_pb_section bb_built=”1″][et_pb_row][et_pb_column type=”4_4″][et_pb_text] “Why your house beats the bank” Investing is all about trading off risk and return. To get high returns, you usually have to risk losing money. Playing it safe means accepting lower returns. With interest rates at rock bottom, life has become a lot tougher for conservative investors in recent years. Hold […]

Thinking of Re-mortgaging

[et_pb_section bb_built=”1″][et_pb_row][et_pb_column type=”4_4″][et_pb_text] Thinking of Re-mortgaging Great tips from the Money Saving Expert website on thinking about re-mortgaging. Extracted from Moneysavingexpert.com website by Martin Lewis   ·         Why should I remortgage? Because it could save you money and reduce your monthly expenditure. Cutting 1% off a £100,000 mortgage will cut costs by £60-80 a month just […]

Help to Buy

[et_pb_section bb_built=”1″][et_pb_row][et_pb_column type=”4_4″][et_pb_text] Help to Buy Are these new 95% LTV Help to Buy mortgages available throughout the whole of the UK? Unlike Help to Buy 1 (the new build shared equity scheme), mortgages on Help to Buy 2 can be arranged on properties in any part of the UK, subject to the lender’s criteria.