Hoskin Mortgages

Nearly two-fifths of British house hunters fear mortgage rejection

[et_pb_section bb_built=”1″][et_pb_row][et_pb_column type=”4_4″][et_pb_text] Nearly two-fifths of British house hunters fear mortgage rejection Nearly two-fifths (38 per cent) of house hunters are concerned they will be rejected for a mortgage, according to new research by TSB. The survey of 2,014 people showed younger buyers – those under the age of 35 – are particularly concerned about […]

MPC votes to hold base rate and QE

[et_pb_section bb_built=”1″][et_pb_row][et_pb_column type=”4_4″][et_pb_text] MPC votes to hold base rate and QE The Bank of England’s Monetary Policy Committee has once again voted to keep base rate at 0.5 per cent and its programme of quantitative easing at £375bn. The decision was widely expected as BoE governor Mark Carney has said base rate will not rise […]

Borrowers fear interest rate hike above anything else in 2014

[et_pb_section bb_built=”1″][et_pb_row][et_pb_column type=”4_4″][et_pb_text] Borrowers fear interest rate hike above anything else in 2014 More than one in four borrowers say their biggest concern for the housing market in 2014 is the threat of rising interest rates, according to the Building Societies Association.

Highest Mortgage approvals for almost six years

[et_pb_section bb_built=”1″][et_pb_row][et_pb_column type=”4_4″][et_pb_text] November sees highest volume of approvals for almost six years The volume of home loan approvals in November reached 71,920 – the first time the monthly figure has exceeded the 70,000 mark since January 2008, according to surveying giants e.surv. The figure represents a six per cent increase on October and a […]

Investing risk for return

[et_pb_section bb_built=”1″][et_pb_row][et_pb_column type=”4_4″][et_pb_text] “Why your house beats the bank” Investing is all about trading off risk and return. To get high returns, you usually have to risk losing money. Playing it safe means accepting lower returns. With interest rates at rock bottom, life has become a lot tougher for conservative investors in recent years. Hold […]

Thinking of Re-mortgaging

[et_pb_section bb_built=”1″][et_pb_row][et_pb_column type=”4_4″][et_pb_text] Thinking of Re-mortgaging Great tips from the Money Saving Expert website on thinking about re-mortgaging. Extracted from Moneysavingexpert.com website by Martin Lewis   ·         Why should I remortgage? Because it could save you money and reduce your monthly expenditure. Cutting 1% off a £100,000 mortgage will cut costs by £60-80 a month just […]

Help to Buy

[et_pb_section bb_built=”1″][et_pb_row][et_pb_column type=”4_4″][et_pb_text] Help to Buy Are these new 95% LTV Help to Buy mortgages available throughout the whole of the UK? Unlike Help to Buy 1 (the new build shared equity scheme), mortgages on Help to Buy 2 can be arranged on properties in any part of the UK, subject to the lender’s criteria.

Rising swaps push up Buy 2 Let (B2L)

[et_pb_section bb_built=”1″][et_pb_row][et_pb_column type=”4_4″][et_pb_text] Rising swaps push up Buy 2 Let three- and five-year fixes by 0.25% since May Buy-to-let three- and five-year fixed rates are up 0.25 per cent on average since May, according to research from buy-to-let brokerage. The steady rise in swap rates since May has seen the average three- and five-year buy-to-let […]

Look beyond Help to Buy at all the options

[et_pb_section bb_built=”1″][et_pb_row][et_pb_column type=”4_4″][et_pb_text] Look beyond Help to Buy at all the options The Help to Buy mortgage guarantee scheme is making the headlines at the moment given its earlier-than-expected launch at the Conservative Party conference. But it may not be suitable for everyone and there may be alternatives especially as many regional building societies already […]

Barclays lowest ever fixed rate

[et_pb_section bb_built=”1″][et_pb_row][et_pb_column type=”4_4″][et_pb_text] Barclays is set to introduce its lowest ever fixed rate mortgage at 1.79 per cent. The two-year ‘mass affluent’ fixed rate is available to 65 per cent loan-to-value and is available for loans between £500,000 and £2m. It has a £1,999 fee.