What is help to buy: mortgage guarantee?
Following the financial crisis, many credit-worthy people are finding it difficult to get a mortgage today because of the large deposit required. To help address this issue, the Government has created Help to Buy: mortgage guarantee scheme to increase the number of low-deposit mortgages available for credit-worthy households.
Launched in October 2013 but not available until the 2nd January 2014, the Treasury has offered three different bands of guarantee for different Loan to Value (LTV) amounts:-
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