Lifetime mortgage: is a type of equity release which works by securing a loan against your home. The loan secured, only needs to be paid back once you pass away or move into long term care. This is a fantastic option for people over 55 years of age as there is no monthly payments to meet, and you can utilise the tax-free money as you wish. If you decide to opt for a lifetime mortgage, you also get a ‘No Negative Equity Guarantee’, which ensures that the final repayments will never exceed the value of your property.
You can usually release 18-50% of the built up value of your house, depending on your age.
Under lifetime mortgage, there are a wide variety of different types, please visit our Equity Release website for more information
But before you contact us why not checkout some of our customer feedback below:
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