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Help to Buy

Help to Buy

Are these new 95% LTV Help to Buy mortgages available throughout the whole of the UK?

Unlike Help to Buy 1 (the new build shared equity scheme), mortgages on Help to Buy 2 can be arranged on properties in any part of the UK, subject to the lender’s criteria. Read the rest of this entry

Rising swaps push up Buy 2 Let three- and five-year fixes by 0.25% since May

Buy-to-let three- and five-year fixed rates are up 0.25 per cent on average since May, according to research from buy-to-let brokerage.

The steady rise in swap rates since May has seen the average three- and five-year buy-to-let fixed rate rise to 5.25 per cent and 5 per cent, including fees, respectively. Read the rest of this entry

Look beyond Help to Buy at all the options

The Help to Buy mortgage guarantee scheme is making the headlines at the moment given its earlier-than-expected launch at the Conservative Party conference. But it may not be suitable for everyone and there may be alternatives especially as many regional building societies already offer 95 per cent loan-to-value mortgages. Read the rest of this entry