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Borrowers fear interest rate hike above anything else in 2014

More than one in four borrowers say their biggest concern for the housing market in 2014 is the threat of rising interest rates, according to the Building Societies Association.

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November sees highest volume of approvals for almost six years

The volume of home loan approvals in November reached 71,920 – the first time the monthly figure has exceeded the 70,000 mark since January 2008, according to surveying giants e.surv.

The figure represents a six per cent increase on October and a 34 per cent rise from November 2012’s figure of 53,539. Read the rest of this entry

Rising swaps push up Buy 2 Let three- and five-year fixes by 0.25% since May

Buy-to-let three- and five-year fixed rates are up 0.25 per cent on average since May, according to research from buy-to-let brokerage.

The steady rise in swap rates since May has seen the average three- and five-year buy-to-let fixed rate rise to 5.25 per cent and 5 per cent, including fees, respectively. Read the rest of this entry

Welcome to Hoskin Mortgages

Hoskin Mortgages is now a new division at Hoskin Financial Planning after the acquisition of part of an established financial services practice it has given us a great opportunity and platform to broaden our in house services to cover all forms of the UK Mortgage market. Read the rest of this entry