Hoskin Mortgages

Borrowers may have to wait weeks for branch adviser meetings

[et_pb_section bb_built=”1″][et_pb_row][et_pb_column type=”4_4″][et_pb_text] Borrowers may have to wait weeks for branch adviser meetings Borrowers could be forced to wait weeks for an appointment with lenders’ mortgage advisers after the Mortgage Market Review as firms race to get qualified staff in place. Last week, a business development manager at one of the UK’s biggest lenders warned […]

Borrowers fear interest rate hike above anything else in 2014

[et_pb_section bb_built=”1″][et_pb_row][et_pb_column type=”4_4″][et_pb_text] Borrowers fear interest rate hike above anything else in 2014 More than one in four borrowers say their biggest concern for the housing market in 2014 is the threat of rising interest rates, according to the Building Societies Association.

Highest Mortgage approvals for almost six years

[et_pb_section bb_built=”1″][et_pb_row][et_pb_column type=”4_4″][et_pb_text] November sees highest volume of approvals for almost six years The volume of home loan approvals in November reached 71,920 – the first time the monthly figure has exceeded the 70,000 mark since January 2008, according to surveying giants e.surv. The figure represents a six per cent increase on October and a […]

Investing risk for return

[et_pb_section bb_built=”1″][et_pb_row][et_pb_column type=”4_4″][et_pb_text] “Why your house beats the bank” Investing is all about trading off risk and return. To get high returns, you usually have to risk losing money. Playing it safe means accepting lower returns. With interest rates at rock bottom, life has become a lot tougher for conservative investors in recent years. Hold […]

Help to Buy

[et_pb_section bb_built=”1″][et_pb_row][et_pb_column type=”4_4″][et_pb_text] Help to Buy Are these new 95% LTV Help to Buy mortgages available throughout the whole of the UK? Unlike Help to Buy 1 (the new build shared equity scheme), mortgages on Help to Buy 2 can be arranged on properties in any part of the UK, subject to the lender’s criteria.

Rising swaps push up Buy 2 Let (B2L)

[et_pb_section bb_built=”1″][et_pb_row][et_pb_column type=”4_4″][et_pb_text] Rising swaps push up Buy 2 Let three- and five-year fixes by 0.25% since May Buy-to-let three- and five-year fixed rates are up 0.25 per cent on average since May, according to research from buy-to-let brokerage. The steady rise in swap rates since May has seen the average three- and five-year buy-to-let […]

Barclays lowest ever fixed rate

[et_pb_section bb_built=”1″][et_pb_row][et_pb_column type=”4_4″][et_pb_text] Barclays is set to introduce its lowest ever fixed rate mortgage at 1.79 per cent. The two-year ‘mass affluent’ fixed rate is available to 65 per cent loan-to-value and is available for loans between £500,000 and £2m. It has a £1,999 fee.

Independent Guide to being a Landlord

[et_pb_section bb_built=”1″][et_pb_row][et_pb_column type=”4_4″][et_pb_text] The Independent Guide to Being a Landlord The Mortgage Works have produced an Independent Guide that details everything you need to know about being a Landlord. Whether you are considering letting out your first property or you are an established investor, you can benefit from this comprehensive guide. And because it’s independent, […]